Fast Approval: 7 Days Avg.
Low Interest Rate: As Low As 2% Per Month/24% Per Annum
Maximum Loan: ₱3M
Flexible Loan Terms: 1 Year to 5 Years
Eligible Locations: NCR, Cavite, Laguna
STEP 1: Complete Online Info
STEP 2: Fill Out Loan Application Form & Submit Doc Requirements
STEP 3: Appraisal of Property & Approval of Loan
STEP 4: Release of Loan
Mortgage Loan refers to the type of loan that is used by people who would like to buy real estate properties like condominiums, houses, lots or buildings from developers or secondary owners.
It is also utilized by property owners who would like to raise money for whatever intent or use. The property under their name would just be used as collateral.
Loan Refinancing simply means taking out a new loan to pay an existine loan. Filipinos usually refinance loans to get lower interest rate or to have lower monthly loan payments.
₱3,000,000 or less
As low as 2% per month or 24% per annum
Our partner lending company will accept properties to be purchased or used as collateral on these areas:
Additional Documents For Construction Loan:
This loan application is best suited for people who are not eligible to get a bank loan or PAG-IBIG loan.
If you have not applied for a bank or PAG-IBIG loan yet, do so before applying here. If you will be declined from these financial institutions, then you may return here.
Our partner lending company has a One-Time Service Charge of 10% on the approved loan amount.
For example: If you have been approved for a ₱3,000,000 loan, you may either pay the One-Time Service Charge out of your own pocket or our partner lending company will debit the 10% (₱300,000) from your approved loan amount.
You will net ₱2,700,000 but your loan amount on record will still be ₱3,000,000.
The 10% One-Time Service Charge will cover the legal, documentary & other processing fees that would be incurred in processing the loan. This is the reason why we would like to encourage you to try first the banks and PAG-IBIG.
The great thing about this is, our partner lending company has a fixed interest rate of 2% per month. In constrast to the in-house financing of developers, if you avail of the developers’ in-house financing, the usual monthly interest rate that they charge is 9% or more and it’s subject to change. They can and will increase the interest rate overtime.
Yes, the developers doesn’t have a 10% One-Time Service Charge but, they’ll get more money from you through their high in-house financing interest rates.